专利名称:Integration of payment capability into
secure elements of computers
发明人:Ayman Hammad申请号:US13411400申请日:20120302公开号:US09424413B2公开日:20160823
专利附图:
摘要:Methods, secure elements, validation entities, and computer program productsfor effecting secure communication of payment information to merchants for Internet-based purchases. Payment information for a user's real payment information is installed
in a secure element of a computer, the payment information may comprise a pseudo PANnumber for the portable consumer device provided by a validation entity. The secureelement is shielded from the computer's operating system to thwart hacker attacks. Theuser accesses the secure element to make a purchase. In response, the secure elementcontacts the validation entity with the pseudo account number, and in response obtainsdynamic payment information that the secure element can used to effect the payment.The dynamic payment information comprises an account number that is different fromthe pseudo PAN, and which has at least one difference which respect to the user's realpayment information.
申请人:Ayman Hammad
地址:Pleasanton CA US
国籍:US
代理机构:Kilpatrick Townsend & Stockton LLP
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