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Integration of payment capability into secure elem

2023-04-28 来源:保捱科技网
专利内容由知识产权出版社提供

专利名称:Integration of payment capability into

secure elements of computers

发明人:Ayman Hammad申请号:US13411400申请日:20120302公开号:US09424413B2公开日:20160823

专利附图:

摘要:Methods, secure elements, validation entities, and computer program productsfor effecting secure communication of payment information to merchants for Internet-based purchases. Payment information for a user's real payment information is installed

in a secure element of a computer, the payment information may comprise a pseudo PANnumber for the portable consumer device provided by a validation entity. The secureelement is shielded from the computer's operating system to thwart hacker attacks. Theuser accesses the secure element to make a purchase. In response, the secure elementcontacts the validation entity with the pseudo account number, and in response obtainsdynamic payment information that the secure element can used to effect the payment.The dynamic payment information comprises an account number that is different fromthe pseudo PAN, and which has at least one difference which respect to the user's realpayment information.

申请人:Ayman Hammad

地址:Pleasanton CA US

国籍:US

代理机构:Kilpatrick Townsend & Stockton LLP

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